The dashboard that runs the build, not just the score.
The Business Credit Command Center tracks every tradeline, audits the foundation lenders check, holds the tier order against your actual file and produces the profile you hand to an underwriter.
A score tells you where you are. It does not run the build.
Monitoring answers one question, which is what the file looks like today. The build asks a different set of questions, and nothing on the market answers them in one place.
What the Command Center does that a score check does not
- Tracks which specific vendor failed to report, and how long it has been.
- Holds the build order against your file instead of leaving it in scattered articles.
- Audits the foundation items lenders verify as a single pass or fail list.
- Records denial reasons and inquiry spacing so applications are not stacked.
- Produces the business profile document the whole build exists to create.
Ten modules, one for each step of the build
Each module maps to a stage. Screens and specifications will be published here as they are released.
Tradeline Manager
Vendor, tier, open date, limit, balance, utilization, target bureau, reported or not, days since the last report, and an alert when a tradeline stops posting.
Tier Sequencer
Maps the Tier 1 to Tier 4 path and unlocks the next tier only when the prerequisites are met, such as reporting tradelines and months of history.
Business Foundation Audit
More than 20 verifiable items: EIN, D-U-N-S, NAICS and SIC codes, matching address, listed phone, business bank account, domain email, website, licenses and good standing.
Funding Readiness Score
Built from tradeline count, reporting depth, months of history, utilization, foundation completeness and time in business. Shows the largest gap and the next action.
Application Tracker
Date, lender or vendor, product, outcome, denial reason, hard or soft pull, and a spacing window that warns before inquiries stack.
Vendor Database
Net 30 and tier vendors filtered by reporting bureau, time in business required, deposit or prepay, personal guarantee and typical reporting lag.
Utilization Monitor
Per line and aggregate utilization with thresholds, plus a projection of where utilization lands after a planned purchase.
Document Vault
Articles of organization, operating agreement, EIN letter, bank statements and licenses, with flags on anything expired or inconsistent with the entity name.
Timeline And Milestones
Visual timeline of the build with projected months to each tier based on current reporting velocity.
Lender Ready Export
Generates the business profile: entity details, tradeline summary, bureau scores, utilization and foundation status, formatted to hand to a lender.
Tools that run the math for you
Built into the dashboard, these calculators help you understand your position before you apply.
When to pay
Calculate payment due dates based on invoice terms and Paydex impact.
Debt coverage ratio
Measure your ability to service debt based on annual net operating income.
How much can I borrow
Estimate business credit limits and term loan amounts based on revenue ratios.
What kills approvals
Learn the common reasons applications get declined, beyond credit scores.
Full access to the Business Credit Command Center dashboard and all built-in calculators.
Get the dashboard
The build starts before the dashboard does.
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